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*$500 minimum balance to open account and obtain Annual Percentage Yield (APY.) Maximum deposit is $99,999.99. Penalty for early withdrawal. APY effective as of October 27, 2014. Subject to change without notice. Not eligible for IRAs or public funds. True Advantage Plus customers not eligible for any additional interest rate bumps. Requires a new or active Tompkins VIST Bank personal checking account.

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