We offer a comprehensive suite of products and services for students.

Student Checking

  • No minimum balance to open or maintain your account*
  • Free Internet Banking with Bill Pay
  • Free Debit Card Allpoint Network, the largest ATM network in the country, giving you access to more than 50,000 conveniently-located, surcharge-free ATMs nationwide.
  • Free electronic statements; $2.50 monthly maintenance fee for paper statements.

COMPARE Open Account

Convenient Debit Card1

  • Use in stores at ATMs,and for making online purchases; funds are automatically deducted from your checking account
  • Savings on ATM fees when using non-VIST Bank ATMs

Learn more about our Debit Card

Free Internet Banking withBill Pay

  • Check account balances
  • Pay bills online
  • Transfer funds between your Tompkins VIST Bank accounts and accounts at other financial institutions; ($1.00 fee applies for each bank-to-bank transfer)

Learn more about Internet Banking with Bill Pay

Free Mobile Banking

  • Mobile Banking is an additional feature of Internet Banking, which depending on the option you choose, may allow you to view balances, recent transactions, transfer between accounts and more.

Learn more about Mobile Banking

Standard text messaging and data plan rates may apply. Consult your mobile service provider for details on specific fees and charges that may apply for you.

Welcome Savings

  • No minimum balance to open and no minimum to earn interest*
  • $100 minimum balance to avoid $5.00 monthly maintenance fee
  • Interest is compounded daily


College Rewards Visa Credit Card3

  • Build credit for the future
  • No annual fee
  • Redeem rewards points for discounted airfare, gift cards, or even cash

Learn more about College Rewards Credit Card

International Services  

  • SWIFT Wires allow us to send and receive funds internationally – speeding up the wire transfer process and simplifying the tracking of these funds.Wire Transfer FAQs  
  • Foreign drafts available at any branch location.  We also accept them for deposit.
  • International ACH transactions so you may receive stipends from parents or sponsors overseas or paychecks from foreign employers. Electronic ACH payments are the fastest and least expensive way to receive payments.

1Fees may apply at ATMs not in the Allpoint network. There is a $5.00 monthly fee for inactive cards after 180 days.
2Banking regulations governing savings accounts specify that transfers into another account, or to a third-party, by pre-authorized automatic or telephone request are limited to (6) per monthly statement cycle,  In-person transactions at a branch or by ATM are unlimited.

3Elan is the creditor, issuer, and service provider. Subject to credit approval.*$25 minimum deposit required to open your account online