Overdraft Protection

Overdraft Protection* personal line of credit tied to your Tompkins VIST Bank checking account that protects you against accidental overdrafts. It offers you convenience, flexibility and security.

Here's how it works:

  • Any overdrafts you may incur will automatically be covered up to your available line of credit
  • The minimum payment will be automatically deducted from your checking account on the date it is due
  • You pay back only the amount of the line that you use
  • You must have a Tompkins VIST Bank checking account
  • There is a $5 fee charged to the checking account for each automatic transfer from the Overdraft Protection Line of Credit.

Download an application or Request Additional Information


Overdraft Image

*Subject to credit approval.