Loan Options

Tompkins VIST Bank offers numerous options for the first time home buyer or the seasoned homeowner that includes competitive rates, expert advice, easy application process and quick decisions. We offer the following:

Fixed Rate Programs
You can choose from several terms. Make regular monthly payments throughout the life of the loan.

Visit our Mortgage Resource Center to get today’s rates, learn more and apply now

Adjustable Rate Programs
We have a wide selection of adjustable rate mortgages to offer you more affordability. Longer terms between rate adjustments give you many of the advantages of fixed rate mortgages.

Visit our Mortgage Resource Center to get today’s rates, learn more and apply now

Construction Loans
One loan - with one closing and fewer fees - does it all from start to finish. Funds are allocated during the construction period. The loan then converts to a permanent mortgage when construction is completed.  

Our mortgage specialists can help you choose the mortgage that is right for you. Visit any branch office or request additional information.   House Loan Decorative image

 


All loans subject to credit approval

*Subject to credit approval and to income and other qualifying guidelines