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Lightning Loans

Money at the Speed of Need.

The faster, easier, online way to get a business loan.


Lightning Loans by Tompkins VIST Bank logo


At Tompkins VIST Bank we know that businesses work differently these days. It’s time business loans worked differently, too. So get the money you need – to expand and grow your business.  Fast, easy, convenient- do it on your schedule.   Apply Now!

  • Apply online in minutes. You don’t even need to come into the bank.
  • You’ll get a decision in days. In many cases, even quicker.
  • It’s also local. Have a question? Need some help? You can come right into one of our local branches and we’ll walk you through it.
  • It’s easy. Our online process is simple and streamlined. It only takes about 15 minutes.
  • It’s secure.  We use secure encryption techniques and authentication procedures for our application
  • It’s affordable. Our interest rates are lower than the big, national online lenders.

Tompkins VIST Bank understands small businesses, and we’ve got the products to fit your business’s needs.  Check out our business checking accounts and cash management services.

Need more information? Send us your contact information and someone will get in touch with you. Or you may visit any of our branches.

All loans subject to credit approval.