Deposit Rates

Personal Accounts


 
True Advantage Checking Plus Annual Percentage Yield (APY)  
$50,000 and over 0.05%
$25,000 - $49,99.99 0.05%
$10,000 - $24,999.99 0.05%
$2,500 - $9,999.99 0.05%
Less than $2,500.00 0.05%
True Advantage Savings*
Requires True Advantage Checking or Checking Plus Account  
$50,000 and over 0.20%
$25,000 - $49,99.99 0.15%
$10,000 - $24,999.99 0.15%
$2,500 - $9,999.99 0.10%
Less than $2,500.00 0.10%
Health Savings Checking  
$2,500 and Over 0.10%
Less than $2,500.00 0.05%
Direct Checking With Interest  
$.01 & Over 0.05%
Personal Money market*  
$50,000 and over 0.25%
$25,000 - $49,99.99 0.20%
$10,000 - $24,999.99 0.10%
$2,500 - $9,999.99 0.05%
Less than $2,500.00 0.00%
Welcome Savings*  
$50,000 and over 0.10%
$5,000 - $49,99.99 0.08%
$1,500 - $4,999.99 0.05%
$100 - $1,499.99 0.03%
Less than $100.00 0.03%
Starter Savings  
$50,000 and over 0.10%
$5,000 - $49,99.99 0.08%
$1,500 - $4,999.99 0.05%
$100 - $1,499.99 0.03%
Less than $100.00 0.03%
Club Savings  
$0 and over 0.05%

 

Certificates of Deposits


 
True Advantage**
Less than $100,000 ($1,000
minimum to open and to earn
APY)
Requires True Advantage
Checking or Checking Plus Account
 
Annual Percentage Yield (APY)  
1 - 2 months (Maturity) 0.30%
3 - 5 months (Maturity) 0.30%
6 - 8 months 0.35%
9 - 11 months 0.50%
12 - 24 months 0.70%
24 - 35 months 0.75%
36 - 47 months 0.90%
48 - 59 months 1.20%
60 months 1.25%
IRA** Fixed Rate Less than $100,000 ($500 minimum to open
and to earn APY)
12 - 24 months 0.70%
24 - 35 months 0.75%
36 - 47 months 0.90%
48 - 59 months 1.20%
60 months 1.25%
IRA** Fixed Rate - Liquid Market Rate Less than $100,000
($500 minimum to open and to earn APY)
$50,000 and over 0.50%
$25,000 - $49,999.99 0.40%
$15,000 - $24,999.99 0.30%
$5,000 - $14,999.99 0.30%
$4,999.99 and less 0.30%
   
   

Business Accounts


 
Business NOW Annual Percentage Yield (APY)  
Single Tier 0.05%
Business Money Market*  
$50,000 and over 0.25%
$25,000 - $49,999.99 0.20%
$15,000 - $24,999.99 0.10%
$1,500 - $14,999.99 0.05%
Less than $1,500.00 0.00%
Business Savings*  
$25,000 and over 0.10%
$5,000 - $24,999.99 0.08%
$1,500 - $4,999.99 0.05%
$100 - $1,499.99 0.03%
Less than $100.00 0.03%

 


Rates in effect as of 10/1/16. Please note these rates are subject to change at any time. Rates may change after the account is opened. Interest is compounded daily. Fees could reduce earnings on the account.  Minimum balance to open a checking or savings account online is $25. 

*Banking regulations governing savings and money market accounts specify that transfers into another account or to a third party by check, preauthorized automatic or telephone requests are limited to six per monthly cycle. In person transactions at a branch or ATM are unlimited.

** There are penalties for early withdrawal from a CD or IRA.